I'm blessed to be able to help families with an important part of their finances and the responsibility you have in protecting your loved ones when you're gone.
I work with multiple carriers to find you policies you could qualify for with no medical exams.
I'm here to help you find the best policy for your needs and your budget.
I can also can show you how to use Universal Life or Annuities to improve your cash flow in retirement.
We can meet by phone so everyone stays safe.
Contact Info
Kirk KanenbleyKirk Kanenbley - LIfe & Health Insurance
If your parents are nearing retirement, you might find yourself beginning to wonder what their plan is for living off of their savings — or if they even have any savings to live off of.According to a 2020 AARP report, al...
To purchase a long-term care policy, you will fill out an application and answer any questions. The insurer may ask for your medical records and interview you by phone or face to face. You will then choose the amount of coverage you desire. You begin...
From Medicare to Medicaid, Veterans’ Benefits, long-term insurance, and a wide range of other coverage options, there are many sources of support for your senior’s medical needs. But how do you navigate the complex world of medical insurance? Make no...
What is an IUL? An IUL is a type of permanent life insurance, meaning it can accumulate cash value and provide a death benefit. Like other types of whole life policies -- including universal life insurance and variable universal life insura...
I recently received another communication from a life insurance company looking to purchase back from the policy owner a life insurance policy issued years earlier. Offers like this happen periodically, but this is the first time I’ve seen it fr...
When you are diagnosed with lung cancer, you may want to explore options for covering expenses that might arise as you need assistance in your daily life. This might be a home health aide, assisted living, or nursing home care. These are all forms of...
Those nearing retirement have many factors to consider, but by making a few financial decisions early on, you can protect yourself from the risks that lie ahead. Begin thinking about long-term care, medical insurance, and retirement spending before s...
For many people, being a homeowner is the greatest achievement in life. But if you become disabled or suddenly pass away, your family could fall behind on mortgage payments, eventually leading to foreclosure.However, some safeguards ca...
For many Medicare beneficiaries, a supplement plan — aka, Medigap — is an appealing way to cover some out-of-pocket costs.These policies at least partially cover the cost-sharing aspects of Medicare — deductibles, copays and coinsurance. However, the...
Life insurance benefits your loved ones when the inevitable happens. While it can be tough to think about your own demise, choosing the right term or whole life insurance policy can protect your household and allow you to leave a legacy to those you...